Insurance

We help clients understand their options and choose insurance that suits them, their families and their businesses.

Insurers we work with

  • AIA
  • Asteron Life
  • Chubb
  • Fidelity Life
  • nib
  • Partners Life
  • Resolution Life
  • Southern Cross
  • Southern Cross Travel Insurance
  • UniMed

Life insurance

Protects your family's future. What you are buying is dignity, responsibility and love.

You can add accelerated trauma insurance or TPD to your life cover for a multi-product discount.

Ask for a quote

Key benefits

  • Death benefit
  • Terminal illness benefit
  • Special events increase
  • Upfront payment of funeral costs
  • Parent grieving benefit
  • Financial and legal advice benefit

Add-on benefits

  • Future insurability benefit
  • Waiver of premium
  • Accidental injury cover

Trauma insurance

Real financial support for you and your family when you are seriously ill.

You can choose accelerated or standalone trauma insurance.

Ask for a quote

Key benefits

  • Early cancer benefit
  • Special events increase
  • Free children's trauma benefit
  • Parent grieving benefit
  • Financial and legal advice benefit

Add-on benefits

  • Early trauma benefit
  • Trauma buy-back benefit
  • Life buy-back benefit
  • Future insurability benefit
  • Waiver of premium
  • Accidental injury cover
  • TPD

Income or mortgage protection

If illness or injury stops you working, the insurer pays towards your wages and loan repayments, up to a set proportion.

Combine income or mortgage protection with other cover for a multi-product discount.

Ask for a quote

Key benefits

  • Total disability benefit
  • Partial disability benefit
  • Recurrent disablement benefit
  • Rehabilitation and support
  • Vocational assistance
  • Property special event
  • Bed confinement benefit
  • Back to work benefit
  • Return home benefit
  • Childcare support benefit

Add-on benefits

  • Retirement protection
  • Redundancy cover

Permanent disability (TPD)

A one-off payment if you are totally and permanently disabled and unable to work.

You can choose accelerated or standalone TPD.

Ask for a quote

Key benefits

  • Total disability benefit
  • Partial disability benefit
  • Special events increase
  • Financial and legal advice benefit

Add-on benefits

  • Future insurability option
  • Waiver of premium

Medical insurance

Reimburses your medical costs and gets you faster access to quality care.

Ask for a quote

Key benefits

  • Hospital surgical benefit
  • Non-surgical hospital benefit
  • Cancer treatment
  • Non-Pharmac benefit
  • Major diagnostic benefit
  • Overseas treatment
  • Medical tourism
  • Treatment in Australia
  • Health support benefit
  • Loyalty benefit

Add-on benefits

  • Specialist option
  • GP option
  • Dental & optical option
  • Proactive health option

Business insurance

Protects the business when a key person or owner can no longer keep it running as usual.

Ask for a quote

Cover options

  • New business start-up cover
  • Business continuity cover
  • Key person cover
  • Business life cover
  • Business trauma cover

Book a policy review

Take a few minutes to ask yourself these five questions. If any answer is unclear, we can go through your policies with you.

Let's chat
  1. What does my policy cover?
  2. Why has my premium gone up?
  3. Who do I contact first to make a claim?
  4. What changes do I need to tell my insurer about?
  5. What else should I ask my adviser?