Insurance & mortgage advisers · Auckland
Protect your family
Own your home.
Led by Joyce He, a Financial Advice New Zealand Trusted Adviser and MDRT member, advising families since 2007.
We can help you with Insurance
Life insurance
Trauma Insurance
Income or Mortgage protection
TPD
Medcial Insurance
Business Insurance
We can help you with Mortgages
Home Loan
Construction Loan
Business Loan
Commercial Loan
Refinance / Topup / Resturcture / Refix
Our services
Insurance and mortgage advice in one place.
Insurance
Cover for your family, your income and your business.
- Life insuranceA lump sum for your family if you die.
- Trauma insuranceA lump sum if you are diagnosed with a serious illness.
- Income or mortgage protectionMonthly payments if you cannot work.
- Permanent disability (TPD)A lump sum if you can never work again.
- Medical insurancePrivate treatment without the public wait.
- Business insuranceCover for key people, debts and owners.
Mortgages
Lending for your home, your build or your business.
- Home loansFirst home, next home or investment property.
- Construction loansFunds released in stages as you build.
- Business loansFinance to start, buy or grow a business.
- Commercial loansLending for offices, shops and warehouses.
- RefinanceMove your loan to a better rate or lender.
- Top up, restructure or refixBorrow more or reshape the loan you have.
Meet the Team
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Joyce He
DIRECTOR, INSURANCE & MORTGAGE ADVISOR
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Anita Fu
INSURANCE ADVISOR
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Joy Wang
INSURANCE & MORTGAGE ADVISOR
Trusted by Our Customers
5.0 on Google-
“Joyce demonstrated an exceptional level of professionalism, and she explained everything in a way that was both clear and easy to understand. As someone who was uncertain about the loan process and home buying, her support truly made a difference. She guided us through the communication with the bank, and with her help, we were able to successfully purchase our dream home last year. I wholeheartedly recommend GINKGO to anyone in need of a knowledgeable and trustworthy broker. Thank you so much for everything!”
Doris W.Google review
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“Professional, knowledgeable, and reliable – Joyce and her team made getting my mortgage so much easier than I expected. They found the best rate for me and handled everything efficiently.”
ClaireGoogle review
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“Have worked with the team at Ginkgo for a while. [Joyce is] highly knowledgeable and efficient, highly recommend”
Chris M.Google review
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“High quality of service, my broker is a reliable woman.”
Sharon L.Google review
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“Great service and very attentive throughout the whole process. Every step was clearly explained and handled with care. They also proactively reminded me about important policy benefits and options, such as policy bonuses and the option to take a premium holiday. Very helpful, professional, and reliable!”
Georgi U.Google review
Why Choose Ginkgo?
✔ Personalised Advice
We listen first, then recommend. No one-size-fits-all solutions.
✔ One-Stop Convenience
Manage insurance & mortgages seamlessly in one place
✔ Better Deals, Smarter Choices
We work to ensure you get the best value, not just the easiest option.
