Insurance & mortgage advisers · Auckland
Protect your family
Own your home.
Led by Joyce He, a Financial Advice New Zealand Trusted Adviser and MDRT member, advising families since 2007.
We can help you with Insurance
Life insurance
Trauma Insurance
Income or Mortgage protection
TPD
Medcial Insurance
Business Insurance
We can help you with Mortgages
Home Loan
Construction Loan
Business Loan
Commercial Loan
Refinance / Topup / Resturcture / Refix
Our services
Insurance and mortgage advice in one place.
Insurance
Cover for your family, your income and your business.
- Life insuranceA lump sum for your family if you die.
- Trauma insuranceA lump sum if you are diagnosed with a serious illness.
- Income or mortgage protectionMonthly payments if you cannot work.
- Permanent disability (TPD)A lump sum if you can never work again.
- Medical insurancePrivate treatment without the public wait.
- Business insuranceCover for key people, debts and owners.
Mortgages
Lending for your home, your build or your business.
- Home loansFirst home, next home or investment property.
- Construction loansFunds released in stages as you build.
- Business loansFinance to start, buy or grow a business.
- Commercial loansLending for offices, shops and warehouses.
- RefinanceMove your loan to a better rate or lender.
- Top up, restructure or refixBorrow more or reshape the loan you have.
Meet the Team
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Joyce He
DIRECTOR, INSURANCE & MORTGAGE ADVISOR
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Anita Fu
INSURANCE ADVISOR
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Joy Wang
INSURANCE & MORTGAGE ADVISOR
Trusted by Our Customers
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“I wholeheartedly recommend GINKGO to anyone in need of a knowledgeable and trustworthy broker.”
Doris
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“High quaility of service, my broker is a reliable woman.”
Sharon
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"Professional, knowledgeable, and reliable – Joyce and her team made getting my mortgage so much easier than I expected. They found the best rate for me and handled everything efficiently."
Claire
Why Choose Ginkgo?
✔ Personalised Advice
We listen first, then recommend. No one-size-fits-all solutions.
✔ One-Stop Convenience
Manage insurance & mortgages seamlessly in one place
✔ Better Deals, Smarter Choices
We work to ensure you get the best value, not just the easiest option.
